Legal Eye: Could you end up footing your e-crime bill? / Duncan Pithouse Silicon.com, 15 April 2008
http://networks.silicon.com/webwatch/0,39024667,39188641,00.htm
"The latest Banking Code issued by the British Bankers' Association took effect on 31 March. The code makes it possible for consumers to be held liable for their online losses if, for example, they have out of date antivirus software or fall for phishing scams."