Identity theft sample letters / creditcards.com, 5 September 2008
http://www.creditcards.com/credit-card-news/identity-theft-sample-letters-1282.php
"It’s unpleasant to find out that someone stole your credit card numbers, but it’s even worse when a collection agency begins harassing you over debt you didn’t create. CreditCards.com has assembled sample letters and a step-by-step guide to help identity theft victims clear their names and protect their credit."